Coach4aday blog posts are ideas that are shared to help people grow and learn.
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Each year the blog takes on a different focus. In 2019 the goal is for each post to bring you the reader a lesson, quote, message, or story that can help you grow.
In zero sum budgeting every dollar; I mean every dollar is accounted for.
One of the down side of those that use zero sum is there is no buffer for something unexpected. When every dollar is accounted for each month it becomes a formula for failure.
This method becomes much easier when you set yourself up for success and not failure. Having unexpected expenses is not poor planning but actually reality. Zero sum budgeting in my opinion can work if it includes a BUFFER – the amount is something you can determine but a contingency is a must.
A BUFFER is important in all things involving planning. Having extra travel time, setting aside time in between appointments, and of course accomplishing tasks earlier than the due date.
A BUFFER when part of an individual or organizations planning strategy provides flexibility when unseen events happen. We all should expect the unexpected and that is where the BUFFER allows you a chance to succeed.